LET'S REDEFINE THE HODL
Rethink Health Insurance with CHT
CryptoHealth is our unique approach to providing single payment, affordable, accessible and long-term coverage health insurance whose terms are computed based on holding cryptocurrency tokens deployed in the blockchain.
Updated as of 31 July 2024
Based on $0.00003046 per CHT
What are we building at cryptohealth?
Tokenized Ownership of Your Insurance Policy
Hold CHT as tokens or the CHT-BNB LP token in your cryptocurrency wallet without selling nor transferring and become eligible to claim from the Treasury based on terms and conditions developed to reward long-term ownership.
Projects die when teams quit, but we’re here to show the world that health has its own place in blockchain, and that everyone joining us is early. Trust the process that started with 1 BNB last July 8, 2022.
Project Founder of CryptoHealth
Our Strengths
CryptoHealth is, and will always be one of the most unique projects you'll see in blockchain
01.
Innovation
Coverage is determined by ownership of tokens or LP tokens, and one can opt to buy once and claim multiple times as long as they HODL
02.
Safety
Founder is a doxxed public health doctor, and the project makes use of multi-signature wallets to secure the contract and Treasury
03.
Utility
Providing single pay, long term coverage health insurance thru ownership is a novel utility not found anywhere else in blockchain
04.
Commitment
Buy once, HODL and claim as needed. CHT will remain in the blockchain as long as BNB Smart Chain exists, and we just pay what we commit to pay
05.
Sustainability
Operational costs are low, and all fees collected by the Treasury and Development Wallet are used for the benefit of the project
06.
Integrity
Blockchain transactions are transparent, and at the end of the day, CryptoHealth just needs to pay what we commit we’ll pay
Our utilities
Trade, HODL or Donate your CHT
We redefine what it means to Hold On for Dear Life (HODL) by making the benefits of supporting our portfolio of tokens long-term outweigh the risks of “unrealized” losses from trade
Protection from Financial Risks
Be allowed to claim from the Treasury to reimburse a portion of costs of hospitalization, laboratory work-up, mental health consults and other events
Access to Medical Services
Gain free access to public health care by HODLing our tokens or use them to pay for subsidized access to a global network of competent and caring health professionals
Grow Hodings by Donating
Donate your CHT to community vetted health facilities and medical researchers and be provided with MORE tokens once you reach a donation threshold
Be Rewarded by Just Hodling
Each token released under the CryptoHealth portfolio gives out a portion of the buy and sell fees back to the holders. Watch your holdings grow while you witness our growth
Our commitment to all our hodlers
Continuous and sustainable growth from a crypto project to a company delivering blockchain-based services that matter
The CryptoHealth Roadmap is an open-ended vision that comprises four distinct Development Phases, each representing the progressive evolution of the utilities our project provides to the market. These are market cap and holder count dependent, but our commitment is to build and make our single pay policy be available for everyone to enjoy.
Phase I: CHT as a Token
Deploy the CHT insurance token in the blockchain and provide health insurance for all “HODLERs” of the CHT and CHT-BNB tokens
Phase II: CHT as a Portfolio
Deploy CHT support tokens to expand utility, open the Treasury to more claimable events, and increase claimable amounts of holders
Phase III: CHT as a Service
Provide free health consultations from generalists and specialist physicians and make use of CHT as a donation token to support existing rural health facilities
Phase IV: CHT as an Institution
Establish CHT as a cryptocurrency company that is able to transact with both public and private groups in providing health insurance and blockchain-based solutions that improve the existing health system
The CryptoHealth Portfolio
Tokens with Burned Liquidity, Designed For Ecosystem Sustainability
Insurance Token
The CHT Token initially launched in the BNB Smart Chain last July 2022, with 1 BNB of initial liquidity. It is a deflationary token that allows its HODLERs to claim for health insurance from a Treasury that grows with each buy and sell from the smart contract. Reimbursements are computed based on a special set of terms prepared by the Project Founder and are designed to provide a sustainable, long term coverage yet single payment model for crypto-based health insurance.
Support Tokens
Support Tokens are an expansive line-up of tokens for launch in the BNB Smart Chain. These will reward CHT holders with perks that improve and upgrade the claims process by providing higher multipliers, shortening HODL requirements, providing additional claim amounts, and allowing for reimbursement of other medically-related events besides hospital admission. HODL a required amount of support token for at least 2 years to gain access to its included perk.
Marketing Token
A multi-chain “meme” token that aims to provide health insurance coverage at a smaller scale, patterned with the CryptoHealth (CHT) terms and conditions. The “meme” token will act as a special support token that decreases the minimum HODL period of the CryptoHealth Support Tokens as long as a cryptocurrency wallet HODLs it perpetually (i.e. no transfers or sells to get the perk).
Single Pay and Long term Coverage
Peer-to-peer Community Insurance Policy based on Ownership of Tokens
Traditional Insurance
- Recurrent and continuous payment of premiums for insurance coverage
- Increasing premiums as the policy holder ages
- Exclusions and/or limited coverage based on age, comorbid conditions and history of substance use
- Geographic limitations on coverage
- Single use of health insurance benefits
- Limited ability to claim cash back following non-use of paid health insurance premiums
CryptoHealth Insurance
- Single purchase and non-transfer of CHT tokens or Liquidity Pair tokens to be eligible for coverage
- Estimated claimable amounts increase as a holder continues to HODL tokens and LP tokens
- No exclusion criteria for eligibility
- Claim from the Treasury as long as the holder meets HODL requirements, proves wallet ownership and occurrence of insurable medical event
- Option to sell tokens and LP tokens at anytime to fund other financial expenses
sample insurance claim computation
cryptohealth [bnb chain]
1,000,000,000 Supply
70% of Supply to Liquidity
15% of Supply to Dead Wallet
15% of Supply Locked in Pink Sale Finance
100% of Initial LP Tokens in Dead Wallet
5% Maximum Wallet Hold
1% Maximum Transaction Limit
5% Buy Fee | 5% Sell Fee | 0% Transfer Fee
**Fees will be changed as follows on July 8, 2024:
3% Buy Fee (1% Treasury, 1% Development, 1% Rewards)
4% Sell Fee (2% Treasury, 1% Development, 1% Rewards)
1% Transfer Fee (1% Rewards)
CRYPTOHEALTH SUPPORT TOKENS
and will act as "Insurance Riders" that boosts a holder's claims
while helping to provide additional funds to the Treasury
1,000,000 Supply
0.01% of Supply or 200 USD worth of HODL to get Insurance Rider Perk
90% of Supply to Liquidity
10% of Supply to Dead Wallet
2% Maximum Wallet Hold
3% Buy Fee (2% Treasury, 1% Rewards)
5% Sell Fee (4% Treasury, 1% Rewards)
1% Transfer Fee (1% Rewards)
HOW TO BUY THE CRYPTOHEALTH (CHT) TOKEN:
